Commercial liquor liability insurance is a type of insurance that provides coverage to businesses that sell, serve, or distribute alcohol in the event that a patron causes harm to themselves or others as a result of being intoxicated.
This type of insurance typically covers a variety of claims, including bodily injury, property damage, and other types of harm resulting from the consumption of alcohol. It may also cover legal defense costs, settlements, or judgments related to such claims.
Commercial liquor liability insurance is commonly purchased by businesses such as bars, restaurants, and liquor stores. Policies can be customized to meet the specific needs of a business and may include coverage for additional risks such as assault and battery, false arrest, and other related claims. It is important for businesses to carefully review the terms and conditions of their policy to ensure that they have appropriate coverage for their specific risks and exposures.
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